{"id":5508,"date":"2022-09-08T11:57:21","date_gmt":"2022-09-08T11:57:21","guid":{"rendered":"https:\/\/www.gidaperakendecileri.org\/?p=5508"},"modified":"2022-09-08T13:54:08","modified_gmt":"2022-09-08T13:54:08","slug":"her-10-kisiden-7sinin-kredi-karti-var","status":"publish","type":"post","link":"https:\/\/www.gidaperakendecileri.org\/?p=5508","title":{"rendered":"Her 10 Ki\u015fiden 7\u2019sinin Kredi Kart\u0131 Var"},"content":{"rendered":"\t\t
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Ipsos, Antikriz Raporu\u2019ndan derledi\u011fi verilerle elde etti\u011fi kredi kart\u0131 kullan\u0131m\u0131ndaki tutum ve davran\u0131\u015flar\u0131 yay\u0131nlad\u0131. Verilere g\u00f6re bireylerin %61\u2019inin kendine ait bir kredi kart\u0131 bulunuyor. %9\u2019unun ise kulland\u0131\u011f\u0131 bir ek kart var. Toplamda kredi kart\u0131 kullanan bireylerin oran\u0131, %70.<\/strong><\/span><\/h3>

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Kredi Kart\u0131 Kullanan Bireylerin Yar\u0131s\u0131na Yak\u0131n\u0131 D\u00f6nemlik Kart Bor\u00e7lar\u0131n\u0131n Tamam\u0131n\u0131 \u00d6d\u00fcyor<\/strong>
D\u00f6nemlik kart borcunun tamam\u0131n\u0131 \u00f6dedi\u011fini s\u00f6yleyen kart sahiplerinin oran\u0131 %46 iken, %21\u2019i d\u00f6nemlik borcun biraz az\u0131n\u0131 yat\u0131rd\u0131\u011f\u0131n\u0131 belirtiyor. Minimum tutar\u0131 \u00f6deyenlerin oran\u0131 ise %26.<\/span><\/p>

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Al\u0131\u015fveri\u015flerde Kredi Kart\u0131 Kullan\u0131m\u0131 Olduk\u00e7a Yayg\u0131n<\/span><\/strong>
Her 10 ki\u015fiden 9\u2019u al\u0131\u015fveri\u015flerinde kredi kart\u0131 kullan\u0131yor. Al\u0131\u015fveri\u015flerin hemen hemen tamam\u0131nda kredi kart\u0131 kullanan bireylerin oran\u0131, %49. Bu ki\u015filerin \u00e7o\u011funlukla kredi kart\u0131 tercih etmesindeki temel sebep, gelirlerinin nakit \u00f6deme yapmak i\u00e7in yeterli olmamas\u0131 (%55) ya da \u00f6demeleri bir sonraki aya erteleyebilmesi (%32). Al\u0131\u015fkanl\u0131k oldu\u011fu i\u00e7in hep kredi kart\u0131 kullananlar\u0131n oran\u0131 ise %36.<\/span><\/p>

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Kredi Kart\u0131 ile Al\u0131\u015fveri\u015flerde Taksitli \u00d6deme Tercihi %71<\/span><\/strong>
E\u011fer taksitli \u00f6deme imk\u00e2n\u0131 varsa kredi kart\u0131 sahiplerinin %71\u2019i al\u0131\u015fveri\u015flerinde taksitli \u00f6deme yapmay\u0131 tercih ediyor. Her zaman tek \u00e7ekim \u00f6deme yapt\u0131\u011f\u0131n\u0131 s\u00f6yleyenlerin oran\u0131, %25.<\/span><\/p>

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\u201cKredi Kart\u0131 Bilin\u00e7li Kullan\u0131m Gerektiren Bir \u00dcr\u00fcn\u201d<\/span><\/strong>
Ipsos, T\u00fcrkiye CEO\u2019su Sidar Gedik verilerle ilgili \u015fu de\u011ferlendirmelerde bulundu: \u201cAra\u015ft\u0131rmam\u0131za kat\u0131lan her on ki\u015fiden \u00fc\u00e7\u00fcn\u00fcn bir kredi kart\u0131 yok. Bu asl\u0131nda kredi kart\u0131 piyasas\u0131nda hen\u00fcz hala gidilecek yol oldu\u011funu g\u00f6steriyor. Kredi kart\u0131 sahibi olan her iki ki\u015fiden biri \u201ct\u00fcm al\u0131\u015fveri\u015flerini\u201d kredi kart\u0131 ile yapt\u0131\u011f\u0131n\u0131 belirtiyor. Kredi kart\u0131 bilin\u00e7li kullan\u0131m gerektiren bir \u00fcr\u00fcn. Bireyin finansal kapasitesi dahilinde kullan\u0131ld\u0131\u011f\u0131nda hi\u00e7 ku\u015fkusuz \u00e7e\u015fitli avantajlar sa\u011flayabiliyor, mesela her on kart sahibinden yedisi taksitli al\u0131\u015fveri\u015f imkanlar\u0131ndan faydalan\u0131yor. \u00d6te yandan t\u00fcm al\u0131\u015fveri\u015flerini kredi kart\u0131 ile yapanlar\u0131n yar\u0131dan fazlas\u0131 bu davran\u0131\u015f\u0131n nedeni olarak nakit \u00f6deme i\u00e7in gelirinin yetersizli\u011fini belirtiyor. Y\u00fcksek enflasyon ile m\u00fccadelede kredi kart\u0131, iki ucu keskin bir b\u0131\u00e7ak gibi. \u0130pin ucunun ka\u00e7ma ihtimali var, kredi kart\u0131 kullan\u0131c\u0131lar\u0131n\u0131n %29\u2019u bu duruma yak\u0131n; bu kesim ya ancak minimum \u00f6deme tutar\u0131n\u0131 \u00f6deyebiliyor ya da onu dahi \u00f6deyemiyor.\u201d<\/span><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Ipsos, Antikriz Raporu\u2019ndan derledi\u011fi verilerle elde etti\u011fi kredi kart\u0131 kullan\u0131m\u0131ndaki tutum ve davran\u0131\u015flar\u0131 yay\u0131nlad\u0131. Verilere g\u00f6re bireylerin %61\u2019inin kendine ait bir kredi kart\u0131 bulunuyor. %9\u2019unun ise kulland\u0131\u011f\u0131 bir ek kart var. Toplamda kredi kart\u0131 kullanan bireylerin oran\u0131, %70. Kredi Kart\u0131 Kullanan Bireylerin Yar\u0131s\u0131na Yak\u0131n\u0131 D\u00f6nemlik Kart Bor\u00e7lar\u0131n\u0131n Tamam\u0131n\u0131 \u00d6d\u00fcyorD\u00f6nemlik kart borcunun tamam\u0131n\u0131 \u00f6dedi\u011fini s\u00f6yleyen kart […]<\/p>\n","protected":false},"author":2,"featured_media":5509,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[],"class_list":{"0":"post-5508","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-sektorden-haberler-haberler"},"featured_image_src":"https:\/\/www.gidaperakendecileri.org\/wp-content\/uploads\/2022\/09\/ipsos-kredi-karti-.jpg","author_info":{"display_name":"H\u00fcnkar G\u00f6rel","author_link":"https:\/\/www.gidaperakendecileri.org\/?author=2"},"yoast_head":"\nHer 10 Ki\u015fiden 7\u2019sinin Kredi Kart\u0131 Var - 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